These perfect Banana Chocolate Chip Muffins are our favorite! They’re the best way to use overripe bananas – made with less sugar, plus gluten-free friendly! Also try my caramelized banana bread and banana nut muffins with crumb topping!

My kids adore muffins. We make zucchini muffins with apples and carrots in the summer and freeze the raw muffin batter with this method so we can enjoy them after the zucchini season is over.
When both fresh zucchini and frozen zucchini muffins are long gone, this recipe for banana chocolate chip muffins becomes our staple.
I’m always on the lookout for marked down produce at the grocery store, and finding bags of over-ripe bananas is how this muffin was created in the first place.
The recipe you see today is the perfect balance between a muffin that’s good for you and just sweet enough. If you’d like to make it less sweet, I suggest cutting back a little on the chocolate chips rather than the sugar in order to preserve the integrity of the muffin.
Either way, I promise you’ll absolutely love this healthy and delicious banana chocolate chip muffin recipe!

Banana Chocolate Chip Muffins
Not only are these muffins satisfyingly delicious, they are also:
- Easy. Just combine and bake for 20-30 minutes! That’s it!
- Freezer friendly! They freeze well – both raw and baked. Here’s how to freeze raw muffin batter and the ultimate guide to freezing bread…
- And the kids love them! Make a big batch, freeze half, and you’ll have them on hand for busy weekday mornings, or for easy snacks & lunches!

What are the ingredients in Healthy Banana Chocolate Chip Muffins?
- brown sugar (or use coconut sugar)
- butter
- coconut oil
- eggs
- vanilla extract
- over-ripe bananas
- oat flour (here is how to make your own oat flour)
- whole wheat flour (I use whole wheat Einkorn Flour)
- baking soda and salt
- chocolate chip
Can this banana muffin recipe be made gluten-free?
Yes! Just substitute the whole wheat einkorn flour for gluten free all purpose flour. And be sure that your oat flour and chocolate chips are certified gluten free.

How to Make this Banana Chocolate Chip Muffin Recipe
- In a mixing large bowl, cream ¾ cup sugar + 4 Tbsp coconut oil + 4 Tbsp butter.
- Add 2 eggs + 3 tsp vanilla + 3 bananas until thoroughly blended.
- Add 1 cup whole wheat flour + 1 cup oat flour + 1 tsp baking soda + ½ tsp salt and mix. Then fold in 1 cup chocolate chips and mix.
- Spoon ¼ cup of batter into muffin cups with paper liners. Bake for 20-30 minutes.
- Remove to a cooling rack. Store in a sealed container.
What can be done with overripe bananas?
Aside from making this wonderful banana muffin recipe, you can also make the following recipes with over-ripe or mashed bananas:
- Toasted Coconut and Banana Sourdough Pancakes
- Healthy Chocolate Chip Peanut Butter and Banana Ice Cream
- The Best Caramelized Banana Bread Recipe
- 5-ingredient Banana Bread Muffins
- Banana Nut Muffins with Crumb Topping

Are banana muffins bad for you?
Not these chocolate chip banana muffins – since they are made from scratch with real food ingredients! Plus they are much healthier than store-bought muffins with less & healthier sugar (you can use coconut sugar), and whole wheat Einkorn flour (or gluten free flour)! AND lots of fresh ripe bananas. You can’t go wrong with this healthier, quick and easy muffin recipe!
More Healthy Muffin Recipes
- Zucchini Muffins with Apples and Carrots
- Pumpkin Chocolate Chip Muffins
- Peanut Butter Chocolate Chip Muffins
- Einkorn English Muffins

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Banana Chocolate Muffins

These perfect Banana Chocolate Chip Muffins are our favorite! They’re the best way to use overripe bananas – made with less sugar, plus gluten-free friendly! Also try my caramelized banana bread and banana nut muffins with crumb topping!
- Prep Time: 10 minutes
- Cook Time: 20-30 minutes
- Total Time: 30-40 minutes
- Yield: 18
- Category: Breakfast
- Method: Bake
- Cuisine: American
Ingredients
- 3/4 cup brown sugar (or coconut sugar)
- 4 Tbsp butter
- 4 Tbsp coconut oil
- 2 eggs
- 3 tsp vanilla extract
- 3 over-ripe bananas
- 1 cup oat flour*(here is how to make your own oat flour)
- 1 cup whole wheat flour (I use whole wheat Einkorn flour)
- 1/2 tsp salt
- 1 tsp baking soda
- 1 cup chocolate chips
Instructions
- In a mixing large bowl, cream ¾ cup sugar + 4 Tbsp coconut oil + 4 Tbsp butter.
- Add 2 eggs + 3 tsp vanilla + 3 bananas until thoroughly blended.
- Add 1 cup whole wheat flour + 1 cup oat flour + 1 tsp baking soda + ½ tsp salt and mix until just combined.
- Then fold in 1 cup chocolate chips and mix just a couple of rotations (you don’t want to squish the chips).
- Spoon ¼ cup of batter into a muffin tin lined with paper cups.
- Bake at 350 degrees for about 20-30 minutes, or until the tops are dark golden brown.
- Cool for a few minutes before removing to a rack to cool completely.
- Store in a sealed container.
Keywords: Banana Chocolate Chip Muffins
Do you have a staple muffin recipe in your home? What is it?
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